Management

Mr. Zalupski, age 45, is the Founder, President and Chief Executive Officer of Dream Finders Homes and has served as Chairman of the Board of Directors since January 2021 upon completion of an IPO (current NYSE: “DFH”). He has served as the CEO of the primary operating subsidiary, Dream Finders Homes LLC, since forming the company in December 2008, and as the Chief Executive Officer and a member of the board of managers of DFH LLC since its formation in 2014. Patrick is heavily involved and responsible for DFH’s overall operations and management and remains involved in the origination, underwriting and structuring of all investment activities.

Under Mr. Zalupski’s leadership, DFH has grown from closing 27 homes in Jacksonville, Florida during its inaugural year in 2009 to establishing operations in 23 markets across 10 states and closing over 44,000 homes since inception through September 2025. Prior to founding DFH LLC, Mr. Zalupski was a Financial Auditor for FedEx Corporation’s Internal Audit Department in Memphis, Tennessee and worked in the real estate sales and construction industry as Managing Partner of Bay Street Condominiums, LLC from 2006 to 2008. Mr. Zalupski has served on the investment committee of DF Capital Management, LLC (“DF Capital”), an investment manager focused on investments in land banks and land development joint ventures to deliver finished lots to DFH and other homebuilders for the construction of new homes, since April 2018. Dream Finders Homes was named the 2025 National Home Builder of the Year by Zonda, recognizing the company’s exceptional growth, innovation, and commitment to delivering high-quality homes across the country.

Mr. Zalupski was appointed to the University of Florida Board of Trustees in 2023, where he continues to serve as a member of the board and Compensation Committee. In September 2025, Mr. Zalupski further expanded his leadership in professional sports by becoming the Majority Owner, Managing Partner, and Co-Chair of the Tampa Bay Rays, as well as the Principal Owner of the Tampa Bay Rowdies professional soccer team.

Mr. Moran served as our Chief Operations Officer from January 2017 through December 2024. Since joining Dream Finders Homes in 2014, he has held a number of leadership roles, including Division President in Northeast Florida beginning in August 2015, while also overseeing the management and growth of our business in other markets, with responsibility for sales, marketing, land acquisition and development, home construction, operations, and purchasing. On December 23, 2024, Mr. Moran—DFH’s first Chief Operating Officer—transitioned to a non-executive officer role, serving the Company in a National President role. He is currently working closely with our new Chief Operating Officer as he transitions into the role.

Ms. Ramsay joined us in 2018, serving in the position of Vice President and Treasurer, and as a member of the Asset Management Committee. Ms. Ramsay was appointed to Interim Chief Financial Officer on October 6, 2021, and promoted to Senior Vice President and Chief Financial Officer on April 1, 2022. Ms. Ramsay has been responsible for balance sheet management, capital allocation, cash forecasting and overall supervision of our accounting, tax and treasury functions, including overall management of our debt, compliance, and reporting for lenders, investors, and shareholders.

Prior to joining the Company, Ms. Ramsay served as the Vice President of Finance for the Americas region at Macquarie Group Limited, an Australian multinational independent investment bank and financial services company, from April 2016 to May 2018, overseeing financial and internal tax reporting for over 200 U.S. legal entities in the energy, capital and credit markets space and subsequently managing the financial audit process for Macquarie Group Limited’s aircraft leasing business. Prior to joining Macquarie Group Limited, Ms. Ramsay served as the Corporate Accounting Manager at Fidelity National Financial, a provider of title insurance and settlement services to the real estate and mortgage industries, in the title insurance business from November 2014 to April 2016. Ms. Ramsay started her career at Aeroflex Incorporated, a former publicly listed aerospace and defense electronics manufacturer, where she worked from 2002 to 2014.

Ms. Ramsay is a Certified Public Accountant and received a B.B.A in Accounting, Financial Economics and Economics from Lincoln Memorial University.

Mr. Szubinski brings an extensive and distinguished career in the homebuilding industry, having held senior leadership roles at several of the nation's largest publicly traded homebuilders. Most recently, he served as Executive Vice President and Chief Operating Officer at Meritage Homes Corporation, where he oversaw enterprise-wide operations and contributed to the company's national growth strategy. Prior to that role, he served as President of Meritage Homes' East Region, with oversight of operations across Georgia, Tennessee, North Carolina and South Carolina. His earlier career included the role of Southeast Region President at CalAtlantic Group Inc., Group President at K. Hovnanian Homes, Florida Region President and Orlando Division President, both at Meritage Homes and Division President – Gulf Coast at KB Home. Mr. Szubinski began his career in homebuilding at Centex. He holds degrees in political science, business administration and law from Louisiana State University.